Home  /  Fees & Insurance

Fees & insurance

Therapy is a real investment. The billing shouldn't be work.

Sage Oak is a self-pay practice, and I keep the money side simple: clear rates, no surprises, and for individual therapy, insurance paperwork I handle for you.

Schedule a free consultation Questions about fees or benefits are welcome on the call.

Session rates

One set of rates, stated plainly.

The first session runs longer and includes a thorough look at where things stand and where you want them to go. After that, we settle into a regular rhythm.

01

Free consultation

A 15-minute phone call before anything else. No charge, no obligation.

$0
02

First session

An intake visit: your history, what's bringing you in, and a shared sense of the work ahead.

$200
03

Ongoing sessions

Individual psychotherapy is $175 per session. Couples therapy is $175 per session. Hypnotherapy sessions are $185. Sessions are typically weekly.

$175–185

Discernment Counseling, a separate service for couples deciding whether to stay or go, uses longer sessions and is priced separately: the first session (2 hours) is $350, and follow-up sessions (90 minutes) are $260. It's brief by design, one to five sessions total. Learn more about the process.

Insurance

I don't bill insurance directly. Here's what I do instead.

Individual therapy

If your plan includes out-of-network benefits, I submit your claims electronically on your behalf, as a courtesy, so there's no paperwork on your end. I can also provide superbills if you prefer to file yourself. Many clients receive partial reimbursement; your insurer can tell you exactly what your plan covers.

Couples therapy

Couples therapy is self-pay, and superbills are not provided for couples work.

Discernment Counseling follows the same policy as couples therapy.

For individual therapy clients

Reimbursement, without the homework.

1: You pay at the session

The session fee is due at the time of service, by card. That's the only transaction you handle.

2: I file the claim

I submit your out-of-network claim electronically on your behalf. No forms, no portals, no envelopes.

3: Your insurer reimburses you

Reimbursement goes directly to you, according to your plan's out-of-network benefits. One call to your insurer, asking about "out-of-network outpatient mental health benefits," will tell you what to expect.

Why self-pay? It keeps the work between us: no diagnosis required for treatment decisions, no insurer reviewing your records, and session length and frequency set by what the work needs rather than what a plan allows.

Money questions are welcome questions.

If the fee is a stretch, or you're not sure what your plan covers, say so in the consultation. It's a real conversation, and we'll figure out honestly whether this works.

Schedule your free consultation